Long Term Care
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The decision to purchase Long Term Care was an emotional and intellectual process that Don Strickler skillfully guided us towards with compassion and patience. His knowledge of the policies and expertise with the extensive information was clarified and simplified for us to understand. He took time to listen and appreciate who we are and what our needs will be in our future. Without him, we would still be lost in the decision-making process and without our Long Term Care. He brought some comfort and peace into our complex lives. Thank You, Don!
Bill and GailOhio
After placing my mother in-law in an assisted living facility recently, my wife and I quickly learned how expensive this process was going be and it became obvious to us that we needed to do something to protect our assets from these possible future costs when we may need long term care. I was referred to Don by the American Association for Long Term Care and he initially gave me an array of quotes from various insurance companies so that I could get an idea for the costs that would be involved with these policies and he warned me that this was going to be a process that we would have to work through to get to a policy that would fit both our needs and our budget. After getting these initial quotes, I found that long term care insurance is like a buffet table and you would have to pick and choose the variables that you want, to make up your policy – elimination period, benefit period, benefit amount per month, inflation protection, shared care, etc…, each of which of course, had its own effect on the cost of the policy. Needless to say, my head was spinning and I did not have the information to make an educated decision, and this is a big decision because you will be paying for this for the rest of your life. So to gather information, I decided to talk to more than one agent, along with searching the internet. I decided I would talk to a representative from each of the Mutuals – Mass Mutual, Northwestern Mutual and Mutual of Omaha. In the end, Don earned my business because I found him to be the best resource – he has an in depth knowledge of the long term insurance industry (statistics behind the various variables, products offered by each of the different insurance companies, differences between the products, etc…) and he answered each my questions in a clear, straight forward manner that any layman could understand, and he never once pressured me in any way to make a sale. I appreciate Don’s efforts in getting my wife and I into a policy that I think we will be extremely happy with in the future.
DL & SL Deer Park, IL
As we began our research into long-term care insurance, we were referred to Don Strickler through the American Association of Long-Term Care Insurance. We are so happy that we were connected with Don. He took the time to listen to our needs; presented several options; and walked us through the features, benefits and differences among them all. Throughout the process, he was always very responsive to our questions and truly helped guide us to make the best decision for our needs. At no time, did we feel that he was trying to “sell” us a specific policy. It was a very collaborative process and we strongly recommend Don to anyone interested in purchasing long-term care insurance.
Doug & MaryCary, Illinois
We were very skeptical about Long Term Care Insurance when we started this process of exploration. When we found Don and his agency, we found him to be not only very knowledgeable but he was also very patient with us. He worked with us to tailor the coverage that was best for us and while we were very skeptical at first, we came to trust Don and we are pleased and comfortable with the decision we made in terms of taking his recommendation. We found Don to be the ultimate professional as he is not “fee driven” but very relationship oriented. We would highly recommend Don as an agent and guide for choosing the appropriate Long Term Care coverage plan.
Rich and Helayne Beachwood, OH
I wanted to take a moment to thank your for the wonderful customer service you provided when we purchased our LTC insurance. Although it’s not something that anyone enjoys thinking about or shopping for, after visiting with you and reviewing the quotes you provided us, we were more than surprised about how reasonable the costs were for both my husband and me.We very much appreciate your time in explaining all the options that needed to be considered when choosing a LTC plan and for providing the three companies for our review for comparison purposes. It truthfully makes it easier to sleep at night knowing that we won’t be a burden on our family. We couldn’t believe the total annual premium both of us is about what a one-month stay for one of us would cost at a LTC facility. Please send more business cards at your convenience; we’ve handed them out to our friends, co-workers and neighbors, with a “You gotta call Don before you buy LTC insurance; he’s the best”. Once they get around to the acceptance portion of a responsible decision, I have no doubt you’ll be hearing from more folks in Colorado. Thanks again and all the best in 2015!
Don and Gaylene Highlands Ranch, CO
Don Strickler has been assisting us in designing and purchasing our long term care insurance plan. Before we met Don, we had spoken to several other long term care agents. Don is by far the most knowledgeable, honest, efficient, and courteous agent. He was a pleasure to deal with, and we would highly recommend him to anyone who plans to purchase a long term health care policy. Don has a vast knowledge of all of the different policies and options. Because there are so many variables to consider when purchasing long term care insurance, it was so important to have an agent like Don who was able to sort through the details. We asked many questions, and he always answered them thoroughly, providing examples to clarify the issues. He listened very carefully to our specific needs, so that he guided us in designing a policy that fit our individual situation. Don is very honest; while he was careful not to under-insure our needs, he also made certain not to sell us more insurance than we would need for our particular circumstances. Don’s efficiency is unsurpassed, as he always returned our phone calls and emailed documents in a very timely manner. Throughout our conversations, Don was always patient and polite. In summary, we would refer any of our friends and family to Don Strickler, as he truly simplifies this rather complex process, providing the best information in the most efficient manner with the greatest integrity.
Debbie & Bob Herst
My wife and I were very pleased to have Don Strickler walk us through the entire process of selecting and applying for LTC insurance. Don was very knowledgeable about the current market for LTC insurance and did a great job of explaining the pros and cons of different product options and the companies that provide them. After a few exchanges of e-mails and phone conversations with us to better understand our needs, he tracked down and compiled a menu of rate options and insurance providers. Don always accommodated our busy schedule and, when we finally selected our preferred option, he greatly simplified the paperwork for us. He followed through with the insurance company on our behalf through the end of the approval process.
J.W. Glen Ellyn, Illinois
Bottom line is that Don Strickler is outstanding! Over the course of several months, Don helped me select the best bundle of LTC benefits and the best LTC provider. When that first provider unexpectedly put me in the worst health category, causing my premiums to be higher than I could afford, Don helped find an alternative provider that was affordable. During our many phone and email interactions, Don was super knowledgeable, patient and resourceful. In addition, he quickly responded to all my questions (and there were a lot of them), communicated very clearly and thoroughly, and made the application process painless. Personally, Don is a really nice guy who went the extra mile to be sure I understood everything and ended up with a good policy. If I were to do it all over again, I’d work with Don. I highly recommend him.
Long-term care insurance coverage can be a difficult and complicated decision to make. I did my own research, but still wasn’t sure what policy or benefits were best for my wife and me. Don Strickler was a BIG help. He was patient with my questions and knowledgeable with the answers. I don’t know what will happen to my wife and me 20, 30 or more years from now. But Don Strickler helped us choose a long-term care insurance policy that we are very comfortable with. Thank you, Don.
Ron & Karen
I would like to take a moment to thank you for the help you gave me in selecting a long term care insurance plan. I appreciate the clarity and perspective you offered. You were extremely knowledgeable of the LTC industry and guidelines in my home state. Guiding me through the various plans and choices and explaining the historical basis for some of the current trends helped me better understand LTC insurance. You answered all of my questions fully (I had many) and did not rush through anything. I also value your zero pressure sales approach. I felt like we were sitting in my living room having a conversation. Ultimately, I am confident that I made a well informed decision to purchase LTC insurance and found a plan that is right for me.