Don has earned the CLTC designation (“Certified in Long Term Care”). He has also received the necessary training to offer “Long-Term Care Partnership Policies” under the state partnership programs initiated by Colorado, Florida, Georgia, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, Ohio, Pennsylvania, Tennessee, and Virginia.
The Long-Term Care Partnership Programs provide dollar-for-dollar asset protection. “For every dollar that a long-term care partnership insurance policy pays out in benefits, a dollar of personal assets can be protected if the individual chooses to apply for Medicaid.” (Indiana also offers a “total asset protection” partnership policy.)
Don is committed to educating his clients in protecting assets and avoiding the potentially devastating consequences of an unexpected long-term care event.
As an independent insurance agent, Don provides each client with a thorough analysis and detailed comparison of the benefits and costs of several of the top LTC insurance policies.
Don was raised in Michigan and earned a Bachelor of Arts degree from Michigan State University in 1980. Don worked his way through college while working for Diamond Crystal Salt Company. After graduating college, he stayed in the salt industry for nearly 20 years working his way up to the level of Manager of Sales for Highway and Chemical Division.
Several years ago, when Don was faced with a mid-life career change, he decided to specialize in long-term care insurance.
He’d seen firsthand the physical and financial hardship that was created when two of his grandparents needed long-term care. Since neither of them had long-term care insurance, the burden fell to Don’s mother and her siblings.
Don is passionate about offering a solution to a problem that had such a significant impact on his family.
Arkansas License #: 8442095 (Partnership authorized)
Colorado License #: 435868 (Partnership authorized)
Florida License #: W172405 (Partnership authorized)
Georgia License #: 883168 (Partnership authorized)
Illinois License #: 8442095 (Partnership Not Available in this State)
Indiana License #: 470110 (Partnership authorized)
Kentucky License #: 701929 (Partnership authorized)
Maryland License #: 100059711 (Partnership authorized)
Michigan License #: 0572417 (Partnership authorized)
Missouri License #: 8303548 (Partnership authorized)
New Jersey License #: 1581476 (Partnership authorized)
Ohio License #: 787043 (Partnership authorized)
Pennsylvania License #: 546714 (Partnership authorized)
Tennessee License #: 2029416 (Partnership authorized)
Virginia License #: 800776 (Partnership authorized)
Washington D.C #: 3050516 (Partnership Not Available here)
National Producer #: 8442095